Tennessee heads to Gainesville for a rivalry match that is usually full of excitement, and 2025 is no exception. The No. 20 Volunteers come into Week 13 boasting one of the most effective offenses in the country, but they also have one of the most vulnerable defenses in the SEC. 

Florida, with a record of 3–7, has had a tough season, yet the Gators are still capable enough offensively to keep up when they are given opportunities by the opposing defense. And against Tennessee, our #20 Tennessee vs. Florida picks believe they will have plenty of chances.

#20 Tennessee vs. Florida Predictions for College Football Week 13, Saturday, 11/22

With both teams likely to engage in a high-scoring game, Saturday night’s clash at The Swamp is expected to be another SEC matchup where defense might not be a priority. This brings us to our top #20 Tennessee vs. Florida predictions.

Tennessee can score against anyone. Tennessee struggles to stop anyone. Florida can score when the matchup is right — and this matchup is definitely favorable. Expect excitement, fast pace, big plays, long touchdowns, and defensive mistakes from both teams. This game has all the elements of one that goes over 60.

 

 

 

#20 Tennessee vs. Florida Best Bet: Over 57.5 (-118 at Novig)

If you’ve seen Tennessee play this season, their style is obvious: score fast, score frequently, and hope the defense can hold up long enough to gain some breathing space. The Vols have not only been effective offensively — they rank among the top point producers in the country. Joey Aguilar has propelled Tennessee into the elite scoring offenses, sitting second in the nation for points per game as they head into Week 13.

On offense, Tennessee offers a balance that Florida has struggled to manage all season. Aguilar’s 22 touchdown passes are complemented by a strong receiving group that includes Chris Brazzell II and Braylon Staley — both of whom are capable of making big plays. 

Tennessee exceeds the national average for explosive passing plays, and even in their losses, the Vols have racked up significant yardage. For instance, against Oklahoma, they gained 456 total yards despite suffering three critical turnovers. This is the type of offensive profile that can succeed anywhere, whether indoors or outdoors, at home or on the road, under pressure or not.

Now, let’s discuss Florida’s defense — or the absence of one. In their last five games, the Gators have given up an average of 30.2 points per game, including 34 to Ole Miss last week and 38 to Kentucky earlier this season.

Florida's defensive issues go beyond just the score. They’ve allowed over 400 yards several times in the last month and seldom make crucial stops unless the opposing team makes errors. This is especially risky against a Tennessee offense that operates at one of the fastest paces in the nation.

However, the over doesn't depend solely on Tennessee — Florida's offense can (and should) play a role, particularly against this specific defense. Tennessee's defense has been a significant weakness this year, and although last week's 42-9 victory over New Mexico State appears impressive on the scoreboard, the Vols' defense has repeatedly proven unreliable against strong SEC teams.

DJ Lagway has faced inconsistency, but when he gets into a rhythm, he can take advantage of defenses that fail to apply pressure — and Tennessee's defensive line has not been as disruptive as previous teams under Heupel. 

Lagway's ability to move adds another layer, especially against a Tennessee defense that has occasionally struggled to handle quarterbacks who can scramble. More importantly, Florida usually performs much better at home, where their offense achieves at least a touchdown's worth of efficiency compared to playing on the road.

Last week, the Gators kept Ole Miss on their toes until the fourth quarter, were ahead at halftime, and scored 24 points, even with some costly errors. Facing a Tennessee defense that’s much weaker than Ole Miss's, Florida has a realistic chance to score between 24 and 31 points, which should be enough to push the total over.

Adding to this is the rivalry aspect — a history that often leads to chaotic, back-and-forth games — making it hard for our #20 Tennessee vs. Florida predictions to argue for the under unless you think both teams will suddenly become defense-oriented. Nothing this season indicates that.

 

 

 

How To Watch #20 Tennessee vs. Florida College Football Week 13

  • Date: Saturday, November 22, 2025
  • Time: 7:30 PM ET
  • Location: Ben Hill Griffin Stadium, Gainesville, FL
  • TV: ABC

#20 Tennessee vs. Florida Odds, Spreads, Total & Betting Lines

As we present our #20 Tennessee vs. Florida predictions, we’re pleased to offer you the latest #20 Tennessee vs. Florida odds from Novig for this exhilarating matchup:

  • Money Line (ML): Volunteers -186 | Gators +163
  • Spread: Volunteers -3.5 (-116) | Gators +3.5 (-102)
  • Over/Under (O/U): 57.5 (O: +100 | U: -107)

 

 

 

#20 Tennessee vs. Florida Injury Report & Latest News

Tennessee Injury Report

  • T. Smith Jr. (WR) – Questionable, Undisclosed
  • R. Gibson III (CB) – Out, Undisclosed
  • J. McCoy (CB) – Out, Knee

Florida Injury Report

  • J. Toombs (CB) – Questionable, Undisclosed
  • D. Johnson (CB) – Questionable, Undisclosed
  • J. Jackson (RB) – Questionable, Undisclosed
  • M. Caraway Jr. (CB) – Questionable, Undisclosed
  • A. Gates (CB) – Questionable, Undisclosed
  • L. McCray (DL) – Questionable, Undisclosed
  • T. Jackson (LB) – Questionable, Undisclosed
  • R. Kearney (OG) – Questionable, Undisclosed
  • V. Brown III (WR) – Questionable, Undisclosed
  • C. Banks (DL) – Questionable, Foot
  • E. Wilson III (WR) – Out, Leg
  • D. Wilson (WR) – Out, Leg

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