One of the oldest and most famous rivalries in college football — Army vs. Navy — is back this Saturday in Baltimore. Although this game doesn’t have any national title stakes or playoff spots on the line this year, it still brings the pride, excitement, and intensity that make this matchup special. 

With both teams in the running for bowl games and a whole season’s worth of honor at stake, this year’s game could turn out to be another classic battle. Navy comes in with a solid 9-2 record (7-1 in conference play), while Army has fought hard to achieve a 6-5 record (4-4 in the conference), setting us up for some intriguing Army vs. Navy picks.

Army vs. Navy Predictions, Saturday, 12/13

The Midshipmen won last year’s game — 31-13, but the Black Knights have taken six of the last nine matchups in this rivalry. That history, along with the toughness of both service academies and a rivalry built on tradition, sets the scene for a physical, mistake-free — and probably low-scoring — game.

If you're searching for a solid wager, the Under 38.5 (-118 at DraftKings) really stands out as the most dependable option. The identities of both teams, the way their offenses operate, and the history of their rivalry all suggest a game with low scoring. Our Army vs. Navy predictions lay out why this seems like a ‘safe’ under.

 

 

 

Army vs. Navy Best Bet: Under 38.5 (-118 at DraftKings Sportsbook)

Army is as traditional as it gets: they run a triple-option, run-heavy offense — leading the nation in run rate on both standard and passing downs, while also playing at one of the slowest paces in FBS.

Their offense seldom creates explosive plays; instead, they rely on steady drives, cautious passing, and staying ahead of the chains. This approach typically limits possessions and scoring chances, which is exactly what keeps totals low.

Navy is more adaptable than Army, but they still run an offense aimed at efficiency rather than excitement. Their rushing attack is top-notch, and while their passing game is a bit more open than Army’s, it’s designed to surprise defenses rather than score in bunches. 

They usually gain moderate yardage and have chunk plays instead of constant big gains, leading to longer drives and making it easier to stall scoring.

When both teams prioritize rushing, short-yardage passing, managing the clock, and avoiding turnovers — all key aspects of service-academy football — games rarely turn into high-scoring affairs.

Plus, both Army and Navy rely on defenses that bend but don’t break, excel in red-zone situations, and force opponents into long, methodical drives. In a rivalry matchup, this often results in:

  • Long drives that end in punts or field goals
  • Low frequency of explosive plays
  • Few turnovers (or turnovers that disrupt momentum)
  • Focus on field position rather than aggressive scoring

Considering these patterns, the game is more about field position and ball control than high-scoring plays — a classic setup for an under.

To add to that, rivalry games between service academies are known for their close, low-scoring results. Last season’s 31-13 score was an unexpected break from this pattern, but prior to that, the games were characterized by strong defenses and narrow margins.

Both Army and Navy have experienced seasons with generally low scoring — their offenses this year aren’t significantly different, and while they ended their seasons with a few big wins, that shouldn’t be taken as a sign that a high-scoring game is likely now.

For Navy: a victory secures a 9-win season and wraps up the Commander-in-Chief’s Trophy. For Army, it’s about bowl eligibility and bragging rights. Given this pressure, neither team will want to take risks with high-stakes plays.

Instead, anticipate a cautious approach, with quick passes or runs, time-consuming drives, and a strong focus on avoiding turnovers — all of which will reduce the number of possessions and scoring chances, further evidence for our Army vs. Navy predictions.

Both teams have demonstrated the ability to move the ball effectively between the 20-yard lines. However, converting those yards into touchdowns has been inconsistent this season. Strong red-zone defense and careful situational play make field goals more probable than touchdowns, which often leads to lower overall scores.

 

 

 

How To Watch Army vs. Navy College Football This Week

  • Date: Saturday, December 13, 2025
  • Time: 3:00 PM ET
  • Location: M&T Bank Stadium — Baltimore, MD
  • TV: CBS

Army vs. Navy Odds, Spreads, Total & Betting Lines

We have just released our Army vs. Navy predictions. Now, let's take a look at the latest Army vs. Navy odds for this matchup from DraftKings Sportsbook:

  • Money Line (ML): Black Knights +200 | Midshipmen -245
  • Spread: Black Knights +6 (-108) | Midshipmen -6 (-112)
  • Over/Under (O/U): 38.5 (O: -102 | U: -118)

 

 

 

Army vs. Navy Injury Report & Latest News

Army Injury Report

  • D. Stowers (DL) – Questionable, Undisclosed
  • S. Shannon (RB) – Questionable, Undisclosed
  • T. Olawole (WR) – Questionable, Undisclosed
  • D. Gray (DL) – Questionable, Undisclosed
  • P. Gennarelli (OG) – Questionable, Undisclosed
  • B. Bartosh (RB) – Questionable, Undisclosed
  • D. Poe (DL) – Questionable, Undisclosed
  • M. Gemma (DL) – Questionable, Undisclosed
  • E. Washington (QB) – Out, Knee

Navy Injury Report

  • J. Switzer (S) – Questionable, Undisclosed
  • H. Smith II (OG) – Questionable, Undisclosed
  • C. Seals (CB) – Questionable, Undisclosed
  • I. Pourciau (LB) – Questionable, Undisclosed
  • W. Miller (LB) – Questionable, Undisclosed
  • C. Howard (TE) – Questionable, Undisclosed
  • Z. Simms (OG) – Questionable, Undisclosed
  • D. Spelios (LB) – Out, Undisclosed
  • B. Franklin (DL) – Out, Undisclosed
  • T. Bradley (RB) – Out, Undisclosed
  • A. Rose (S) – Out, Undisclosed

 

 

 

How To Bet On Army-Navy At DraftKings Sportsbook & Claim Your $200 Bonus

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