Indiana vs. #4 Michigan Predictions, Picks & Odds: NCAAB on Peacock, 1/20

Indiana and Michigan face off on Tuesday night in Ann Arbor for a Big Ten showdown that features an unpredictable Hoosiers team against one of the most efficient squads in the nation. While Michigan comes into this game firmly in control of the conference standings and ranked in the top five, Indiana is on the hunt for solutions after a challenging period against top competition. 

From a betting standpoint, this matchup poses a classic conundrum: should one trust Michigan’s dynamic offense or expect a regression against a defense that quietly excels in many areas? Instead of picking a side in a game with a significant spread, the total points offer a clearer option. Let’s analyze our Indiana vs. #4 Michigan picks for Tuesday night!

Indiana vs. #4 Michigan Predictions for NCAAB on Peacock, 1/20

This Big Ten battle begins at Crisler Center, with Michigan positioned as a strong home favorite. The Wolverines have been formidable for the majority of the season, but recent outings indicate that this game might not evolve into the fast-paced contest that the betting market anticipates. 

Indiana, despite its difficulties against elite teams, is still a disciplined defensive unit capable of turning games into slower, half-court affairs. With Michigan coming off a significant road victory and Indiana eager to halt its losing streak, the best Indiana vs. #4 Michigan predictions appear to favor a more deliberate pace than the raw offensive stats may suggest.

Indiana vs. #4 Michigan Best Bet: Under 163.5 (-112 at DraftKings Sportsbook)

While Michigan is expected to dominate this game, the total seems inflated considering the matchup dynamics and the recent performances of both teams. Michigan has an average of over 93 points per game this season, but that statistic doesn’t fully capture the situation as they head into this matchup.

In recent weeks, Michigan’s offense has displayed inconsistency, especially in the early stages of games. In their game against Oregon, the Wolverines were behind at halftime before they managed to pull ahead in the end, and they recorded 14 turnovers during that game. This carelessness is significant against an Indiana defense that is recognized as one of the stronger units in the Big Ten for limiting efficiency and forcing opponents into difficult possessions.

The offensive difficulties faced by Indiana are well known. The Hoosiers have not managed to score 60 points in their last two losses and are coming off a tough 74–57 loss to Iowa, where they only shot 38.5% from the field.

When Indiana struggles to put points on the board, it’s not because of a fast pace — it’s due to their tendency to grind out possessions and rely on their defensive structure. This approach naturally lowers scoring totals, particularly against teams that are prepared to win in a less glamorous manner if necessary.

On the defensive end, Indiana concedes only 69.1 points per game and ranks highly on a national level for limiting assists and three-point shooting efficiency. The Hoosiers allow just 30.2% shooting from beyond the arc and compel opponents to use up a significant portion of the shot clock. This is crucial against a Michigan team that excels in maintaining rhythm and ball movement but can struggle when forced into isolation plays late in possessions.

Michigan's defense also supports the under. The Wolverines concede only 68.8 points per game and are among the top teams in the nation for opponent field-goal percentage. If Michigan establishes an early lead — as they frequently do at home — there's minimal motivation to increase the pace late in the game. A double-digit lead usually results in longer possessions, fewer transition chances, and a clock-consuming second half.

Another element favoring the under is the game script. Indiana stands little chance of winning a high-scoring contest, so anticipate the Hoosiers to intentionally slow down the game. This will lead to fewer overall possessions and a focus on half-court plays instead of quick shots. Even if Michigan scores efficiently, Indiana's offensive constraints make it challenging for this game to reach the high 160s.

Michigan doesn't need to score 90+ points to secure a comfortable victory here, and Indiana may simply lack the offensive strength to provide enough scoring on their end. All indicators suggest a game that will finish closer to the mid-150s rather than the high-160s. This makes Under 163.5 the most compelling betting option available regarding Indiana vs. #4 Michigan predictions.

How To Watch Indiana vs. #4 Michigan NCAAB on Peacock

• Date: Tuesday, January 20, 2026
• Time: 7:00 PM ET
• Location: Crisler Center, Ann Arbor, MI
• TV: Peacock

Indiana vs. #4 Michigan Odds, Spreads, Total & Betting Lines

After unveiling our Indiana vs. #4 Michigan predictions, we’re excited to provide the most recent Indiana vs. #4 Michigan odds from DraftKings Sportsbook for this thrilling matchup:

• Money Line (ML): Hoosiers +1000 | Wolverines -1800
• Spread: Hoosiers +15.5 (-102) | Wolverines -15.5 (-118)
• Over/Under (O/U): 163.5 (O: -108 | U: -112)

Indiana vs. #4 Michigan Injury Report & Latest News

Indiana Injury Report

• J. Drake (G) – Questionable, Undisclosed
• J. Rayford (G) – Out, Undisclosed
• J. Harris (F) – Questionable, Undisclosed

Michigan Injury Report

• R. Liburd (G-F) – Out, Redshirt

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